WE HANDLE INSURANCE SO YOU CAN TAKE CARE OF BUSINESS.

Policies Built For

  • Specializing in a trade means you face unique licensing, training and insurance requirements We partner with Farm Family Insurance to provide coverage designed meet any contractual requirements you come up against. Some industries we service include, Plumbing, HVAC, Refrigeration, Electricians, Concrete Flatwork, Janitorial Services, & Painters and Carpenters.

  • If you work for yourself delivering inventory to grocery & convenience stores, we can design a policy with the coverages you need to stay in business. We offer Cargo Coverage along with General Liability & Auto Coverage with the high limits you need to win contracts.

  • We work with greenhouses and florists to protect your property and can work with you to make sure to have the right amount of coverage during the busy season. If you’re a landscaper, ask us about design liability coverage.

  • Your farm isn’t just a business, it’s also your home. That’s why fitting a farm into a Business Owner’s Policy or Homeowner’s policy doesn’t make sense. Farm Family’s Special Farm Package has 5 Divisions and 10 Risk categories we will use to make sure your insurance policy fits your farm, not the other way around. Some industries we work with include cash crop, dairy, beef, and equine.

  • We have coverage options for most small & midsize business owner’s in Buffalo & Western New York. Give us a call and learn more about how we can design a policy built for you.

Your insurance policy should be more than just a bill you pay each month.

It should show up when you’re having a really bad day.

That’s why we don’t just sell policies.

We work with you to design a policy you actually understand and are confident in.

Then we stick around after the paperwork is done.

We believe your policy should grow with your business, not just get you started.

Our Coverage Lines Include

  • General Liability & Business Property

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  • Umbrella & Excess Liability

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  • Commercial Auto

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  • Workers Comp

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A note from our owner

Having spent a decade working in upper management for family-owned business with 200 employees, I learned about how complicated a company’s risks could become . Today, as an owner-operator, I’ve learned just how much effort it takes to get a small business going. This is why when it comes to insuring your business, our agency prioritizes developing a plan that covers you today and in the future. Whether you’re a start up or a 3rd generation company, I promise:

We will write a policy which meets the legal & contractual requirements you need to do business.

We will only suggest coverages you need & explain them, so you understand what you’re paying for.

We will take care of your company as though it’s our own, so you can be confident your legacy is protected.

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  • I am absolutely thrilled with the service! Joe did an incredible job untangling my previous insurance issues and securing fantastic coverage for my business at a great price. I would highly recommend him to anyone

    -Current Client & Business Owner

  • Joe not only helped us increase our coverage, but he also saved us money in the process. He took the time to explain everything clearly and made sure we felt confident in our choices. Highly recommend him if you're looking for someone trustworthy and efficient in the insurance world!

    -Current Client & Business Owner

  • Joe is extremely easy to work with. He listened to our needs and worked quickly to get us the coverage we were looking for. The process was painless

    -Current Client & Business Owner

  • I just got All of my business insurance taken care of by “Mighty” Joe Franco at a fraction of the cost from my old company. Joe patiently worked with me through my busy schedule and gave me exactly what my company needed for success! Thanks again Franco! He’s not your average Joe 😇💪

    -Current Client & Business Owner

  • Joe is extremely easy to work with. He listened to our needs and worked quickly to get us the coverage we were looking for. The process was painless.

    -Current Client & Business Owner

  • Joe is hands down the best insurance agent I’ve worked with. He took the time to understand my needs, and ultimately saved me a ton of money on my insurance. Highly recommend Joe if you're looking to get better coverage and cut your costs at the same time!

    -Current Client & Business Owner